Allstate Auto Insurance Review

Allstate Auto Insurance Review
Overall Rating4.
Customer Service55555

This Allstate auto insurance review will help you to decide if Allstate is the best auto insurance company for your needs. Allstate Auto Insurance is part of Allstate, a Fortune 100 company headquartered in Northbrook, Illinois. Originally started by Sears, Roebuck & Company in 1931, it became independent in 1995. Allstate Car Insurance started out with a $700,000 investment and now has total assets that equal $130 billion dollars.

Although Allstate Car Insurance started out selling automobile insurance, it has grown to include 13 insurance product lines, banking services, and retirement and investment products. As part of Allstate, Allstate Auto Insurance has received an A+ rating from A.M. Best, an AA- from Standard & Poor’s, and an Aa3 from Moody’s Investors Service. Over 14,000 agents and financial advisors represent Allstate, which currently has policy holders in over seventeen million homes.

Read through this Allstate review, take a look at the ratings and customer reviews of Allstate auto insurance at the bottom of this page along with other auto insurance reviews, and then enter your zip in on the side of this page to compare free auto insurance quotes from competing companies.

Allstate’s Unique Policy Features

Allstate has a standard policy of Accident Forgiveness which means your rates will not increase if you are responsible for an accident. They offer a Gold Package plan that has Accident Forgiveness as well as Deductible Rewards and an optional New Car Replacement plan. When you enroll for Deductible Rewards, you immediately receive $100 off of your collision policy. For every year that you are accident free, you receive $100 off at renewal time up until $500 in rewards has been earned. The optional New Car Replacement Plan will replace your car instead of issuing a depreciated value check should it become totaled within the first three model years. The Platinum Package has all of the features above and also includes a Safe Driving Bonus. For every six months that you remain accident free, you receive a check for up to five percent of your premium. The Value Package adds the Allstate Easy Pay Plan to your policy which allows you to set up automatic bill pay.

Allstate Auto Insurance Coverage Options

The types of coverage you obtain will depend on state law as well as personal choice. Allstate can provide you with Liability Coverage, Medical Payments Coverage, Underinsured/Uninsured Motorist Coverage, Collision Coverage, Comprehensive Coverage, and Personal Injury Protection. You can also purchase additional coverage for items such as towing costs and reimbursement for a rental car if needed. You can even obtain coverage for your sound system.

Safe Drivers are rewarded through discounts such as the premier Discount (three years accident free), Premier Plus Discount (five years accident free), and the Defensive Driver Discount, which is given to mature drivers aged fifty-five or older for taking a defensive driving class. If your car is equipped with Passive Restraint Systems, Anti-Lock Brakes, and Anti-Theft Devices, you can also receive discounts.

A Multiple Policy Discount can save you up to ten percent on your auto insurance if you also have your property insurance with Allstate. Allstate also offers a variety of discounts such as Good Student, Senior Adult, 55 and Retired, New Car, Economy Car, Utility Vehicle, Resident Student, and Farm or Ranch Vehicle.

Allstate Awards & Recognition

In the last couple of years, Allstate has received over 20 various awards and has been recognized by multiple organizations for diverse reasons. Some acknowledgments they receive are industry specific, such as ranking number five for Property & Casualty in Fortune magazine’s America’s Most Admired Companies. Many other honors, however, are more company specific, such as their diverse employee balance and flexible work schedules. Working Mother magazine named Allstate as one of the 100 Best Companies for Working Mothers not just once but 18 times, most of which were consecutive annual awards. The same magazine also awarded them five years in a row for Best Companies for Women of Color. The Dave Thomas Foundation for Adoption twice named it as one of the 100 Best Adoption-Friendly Workplaces.

Allstate has been named in several Top 50 lists for diversity, including from Diversity MBA Magazine, DiversityInc magazine, Hispanic Trends, Hispanic magazine, LATINA Style magazine, Hispanic Business, and The National BDPA (Black Data Processing Associates). The Human Rights Campaign Foundation gave it the Corporate Equality Index and Best Places to Work award in both 2007 and 2008. Allstate has also earned Top Company for Executive Women several times from the National Association of Female Executives.

Technological awards include the Top 100 Best Places to Work in IT, the Top 50 Executives in Technology, and The Top 100 Innovative Users of Information Technology. Training magazine awarded Allstate eight times with the Top 100 Company for Employee Training and Development. Forbes Magazine has named them the Top 100 in Global 2000 Companies and Fortune Magazine recognized them as the Top 200 for World’s Largest Corporations. Crain’s Magazine and Crain’s Chicago Business has respectively named Allstate in the Top 10 in Chicago’s Largest Public Company and as Chicago’s Largest Public Companies.

Compare Allstate Auto Insurance Quotes!

Allstate has been highly recognized as an industry leader in insurance services, and is one of the largest auto insurance providers in the nation. To compare your Allstate auto insurance quotes with car insurance quotes from several top companies, use the free quote tool on this website and start saving on auto insurance today!

2 Customer Reviews of Allstate Auto Insurance

Review by Mark, November 2, 2009

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I have had Allstate for the past 10 years and I have no complaints. There rates are still competitive compared to all the other companies and I would give their customer service an A+!

Review by Joel, November 2, 2009

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I recently switched to Allstate from Esurance because of the price. I also really liked the fact that even though I bought the policy by getting quotes online and then calling their 800 number to finish up the process I was able to see a local Allstate agent to do the car inspection (with Esurance they made me drive down to a local garage and it was a little bit of a pain because they didn’t really help out with the paperwork as much as the Allstate agent did). Overall very happy so far with Allstate both because of the cheaper rates and because of the customer service.

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